Outsource Lockbox Services

RT Lawrence Corporation’s Outsource Lockbox Services is designed to be an extension of any business organization. Our Lockbox Service division is your very own processing department. Our services allows the visibility and decision-making ability to your payment processing operation while incorporating easily any payment processing policies that may be unique to your organization.

Let RTL Help You

Our lockbox solutions utilize our very own RTLFiRST payment processing solution which translates to incorporation of the latest payment processing technology.

We are not your ordinary lockbox service provider; because we utilize our very own technology, we have a simpler way of handling the complex, headache causing payments such as electronic checks, list/invoice payments (wholesale processing), and more.

Our outsource lockbox solution does not blindly exclude you from the relevant information tied to your payments. We provide an extended level of visibility to see your payment activity and make decisions on payments for those transactions you want control and manageability over. We eliminate payment delays and eradicate the need for mail-backs of complex payments. Our outsource lockbox solutions can handle the payments that other agencies often mail back for handling for at your facility or charge extreme high fees.

View and Make Decisions

Our services provide visibility where other agencies do not. Our services though secure access allow you to make decision on payments that matter to you. Authorized agents of your organization make the decision to approve, reject or hold for further processing. In addition, our platform allows you to have insight into your operation throughout the day to see where your payments are at during the platform.

Our outsource lockbox solutions utilize Check 21 deposits which we have seen with our clients unlock accelerated access to funds and quicker resolution on any payment issues (bounced checks, NSF’s etc.)

Aside from being a full featured payment processing service company. Our Lockbox Services division offers extended value-added services including: Remote Verification Services (RVS) and Disaster Protective Solutions (DPS).

We are a total payment processing solution provider. Learn more about our other payment processing solutions here.

What We Offer


Outsourced payment handling services (All Payment types)

Lockbox Services of RT Lawrence will process your standard payments and exception payments quickly and at a lower cost than the industry average while incorporating your organizations exclusive processing policies. With over 20+ years in the payment processing industry, our outsource lockbox processing services has processed thousands of check payments over the years for customers.

With RTL Lockbox Solutions, you are able to process:

  • Whole size documents
  • Check/Stub only payments
  • Electronic Payments
  • List Payments

Your organization will benefit from our lockbox processing services that incorporate the latest in recognition processing technology to ensure accurate payment handling and timely deposits of your payments. Our system can scan and read all your payments/documents and prepare them for deposit the same business day.

Our outsource lockbox solution eliminates the day to day challenges that may arise when operating your own in house system. We view our customers as partners when we process their retail and wholesale payments. We act as an extension of your operation, allowing you the visibility and access to make decision on payments securely online.

How to Manage Exception Payments

Exception payments that are usually returned or processed at a high fee are handled in our facility providing secure online access and visibility to payments that require your decision and attention. These exception payments are processed with ease on our lockbox solution platform incorporating your business rules. We help make your staff more productive and efficient.

Our Lockbox Services Solution offers you:

  • Retail Payment Processing
  • Wholesale Payment Processing
  • Wholetail Payment Processing
  • Online Image Search & Retrieval
  • Check 21 Electronic Deposit
  • Online Bill Check Processing

Need Answers? We answer tough questions and share solutions to solve today’s Lockbox challenges and prepare you for the future. Work smarter, speak to an expert today!

Our Lockbox Services operation is fully equipped with high-speed transports, mail extraction machines (Opex and NCR payment processors), mail drop-off services, and payment processing staff with a solid knowledge and experience in handling a variety of clients’ environments varying from simple to complex payment types with a clear strategy for expansion and growth as your payment processing volumes increase.

RTL has full control, ownership, and direct management of our lockbox operations. We do not use subcontractors or third party firms for our lockbox services. Currently, we have our corporate payment processing centers in California, with plans to extend our lockbox services to the State of Texas and the Northeast.

If a lockbox service is not quite a fit for your organization and you and your system requires an in-house lockbox system, please click here to visit our remittance solution.


Back-Up Payment Processing facility to handle your payments if there is an unexpected temporary/pause to your payment processing facility

A Disaster Protection Solution With Seamless Integration

Every organization must implement a Disaster Protection Solution (DPS) as part of their remittance processing system to be prepared for a natural disaster.

So, why wouldn’t you choose a system that is all-inclusive? We use the same RTLFiRST remittance system in our Lockbox solution, which is the core component of our DPS. With the same system, we can easily and more effectively duplicate payment processing operations resulting in a quicker implementation process.

For an ideal turnkey backup solution you need:

  1. An alternative location and backup processing facility
  2. A redundant or secondary system and operation
  3. Experienced staffing

You could capitalize on the most important benefits of our lockbox service solution in the event of a disaster very quickly. In fact, online imaging and web access to exception payments are standard to our services. With a secure internet connection you can gain visibility and access to payment documents when needed regardless of your office location.

Top 5 Reasons We Are A Cost-Efficient Solution

  1. No Activation Fees
  2. Low-Cost DPS Plan Setup & Maintenance Fees
  3. Competitive Lockbox Payment Processing Fees
  4. Quick Implementation
  5. RTLFiRST System

Learn more about our affordable Disaster Protection Services by speaking to an RTL expert today. We are here to help.


Entrust our verification team to validate and verify your payments or documents. Our verification data processing services team can review and process any type of information/documentation regardless of industry.

Providing resources to assist you in your data capture and/or payment verification function when you need it is what we do best. Whether you require a daily extra hand or a solution during seasonal peak periods, RT Lawrence has you covered.

Our lockbox service solution is simple. You simply need to:

  1. Scan documents
  2. Send payment batches to RTL via secured transmission
  3. Accept RTL transactions back after verification

Be rest assured, that our verification team is trained to understand and comply with your specific data capture requirements. It is standard and an essential part of our “boutique style” approach to our services and implementation process.

If you’re an existing client, this offering will improve your operations. Having both organizations on the same system enables us to easily duplicate and configure operation settings to assist you with your data processing needs.

Read our FAQs here

How are payments processed through a Lockbox company? Find out Here!

How can we help you?

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